Thursday, September 26, 2013

Insurance from Honda (Meir Ramot)


Honda, as other brands, offer their nice insurance offer for owners.
I got a call at 23rd of June from their insurance representative Maya. She offered me this for new Civic.


This is close to what I have from Skoda Fabia, I just froze Fabia's police after I sold it and activated same on new Civic for extra 261 ILS. I choose to stay with Phoenix (Elifim agency) policy until next year.

Summary (with difference to Fabia's):
- 3rd party coverage: 600,000 ILS (mine is 1,071,571 ILS)
- trial expenses: 20,000 ILS (mine 29,938 ILS)
- free windshield replacement and windows
- free towing
- replacement car from first date of accident or stolen or total loss
- free fuel coverage (if you ran empty)
- free  tire puncture fix
- free coverage of accessories up to 7.5% of car value
- total loss is loss of at least 48% of car value (mine 50%)
- deductible amount of 990 ILS (mine 1,000 ILS) if below 10,000 ILS and 1.5% (mine 1.0%) if more

Liability insurance cost 1,465 ILS (mine 1,462 ILS)
Comprehensive is 3,250 ILS (mine 3,565 ILS)

Insurance terms:
- single driver above 30+ years old
- driver's experience 1+ year

4,150 km | 0Y 3M

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